Identity theft is a large pain in the neck — so the moment your wallet is stolen, you need to take swift action. The faster you respond, the less hassle you’ll have later on — you also reduce the chances that the thief will have time to do any real damage with your credit cards.
report the crime to the police
report the crime to the three major credit reporting agencies
check your credit report and accounts for fraudulent activity
have a fraud alert put on your credit report
check to see if your ATM card or checks were stolen
call the bank to close any affected accounts
stop payment on any false checks that have cleared
have bounced checks marked “account closed for fraud”
request new accounts, new ATM cards, and a new PIN
change safety deposit boxes
contact your credit card companies to cancel your cards
request new cards with different account numbers
report the crime to your insurance companies
report the crime to the driver’s license office
get a new driver’s license with a different number
contact any other appropriate agencies or businesses
get replacement membership, library, and other account cards
make a front and back photocopy of everything in your wallet
keep a list of all account numbers in a safe place
also keep a list of contact info for each account
never print your social security number on your checks
don’t carry your social security card in your wallet
don’t use your social security number for your driver’s license number
have only your first initial and last name printed on your checks
print your work phone number and address on your checks
change your account passwords regularly
never throw away statements with account numbers — always shred
never throw away papers with your social security number — always shredClick here for reuse options!
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Ramona Creel is an award-winning 15-year veteran organizer and member of the National Association Of Professional Organizers. As well as having birthed “The A-To-Z Of Getting Organized,” Ramona is also the author of “The Professional Organizer’s Bible: A Slightly Irreverent And Completely Unorthodox Guide For Turning Clutter Into A Career”—and the creator of more than 200 “quick-start” business tools and templates for use by productivity professionals. She writes seven different blogs, has worked with hundreds of clients, and has delivered scores of presentations on getting organized. Ramona resides on the roads of America as a full-time RVer—living and working in a 29-foot Airstream. Learn more at and RamonaCreel.com.
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