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What To Do If Your Wallet Is Stolen

Identity theft is a large pain in the neck — so the moment your wallet is stolen, you need to take swift action. The faster you respond, the less hassle you’ll have later on — you also reduce the chances that the thief will have time to do any real damage with your credit cards.

As Soon As It Happens

Checkmark-Iconreport the crime to the police

Xmark-Iconreport the crime to the three major credit reporting agencies

Checkmark-Iconcheck your credit report and accounts for fraudulent activity

Xmark-Iconhave a fraud alert put on your credit report

Notify Your Bank

Checkmark-Iconcheck to see if your ATM card or checks were stolen

Xmark-Iconcall the bank to close any affected accounts

Checkmark-Iconstop payment on any false checks that have cleared

Xmark-Iconhave bounced checks marked “account closed for fraud”

Checkmark-Iconrequest new accounts, new ATM cards, and a new PIN

Xmark-Iconchange safety deposit boxes

People To Contact

Checkmark-Iconcontact your credit card companies to cancel your cards

Xmark-Iconrequest new cards with different account numbers

Checkmark-Iconreport the crime to your insurance companies

Xmark-Iconreport the crime to the driver’s license office

Checkmark-Iconget a new driver’s license with a different number

Xmark-Iconcontact any other appropriate agencies or businesses

Checkmark-Iconget replacement membership, library, and other account cards

Preventing Problems In The Future

Xmark-Iconmake a front and back photocopy of everything in your wallet

Checkmark-Iconkeep a list of all account numbers in a safe place

Xmark-Iconalso keep a list of contact info for each account

Checkmark-Iconnever print your social security number on your checks

Xmark-Icondon’t carry your social security card in your wallet

Checkmark-Icondon’t use your social security number for your driver’s license number

Xmark-Iconhave only your first initial and last name printed on your checks

Checkmark-Iconprint your work phone number and address on your checks

Xmark-Iconchange your account passwords regularly

Checkmark-Iconnever throw away statements with account numbers — always shred

Xmark-Iconnever throw away papers with your social security number — always shred

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Ramona Creel is an award-winning 15-year veteran organizer and member of the National Association Of Professional Organizers. As well as having birthed “The A-To-Z Of Getting Organized,” Ramona is also the author of “The Professional Organizer’s Bible: A Slightly Irreverent And Completely Unorthodox Guide For Turning Clutter Into A Career”—and the creator of more than 200 “quick-start” business tools and templates for use by productivity professionals. She writes seven different blogs, has worked with hundreds of clients, and has delivered scores of presentations on getting organized. Ramona resides on the roads of America as a full-time RVer—living and working in a 29-foot Airstream. Learn more at and

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